Wednesday, May 25, 2011
RC Cars Bonus Malus
The Bonus Malus is a form of contract within the type of liability auto insurance, a formula based on structured classes of merit.
The Bonus Malus is linked to the risk of the insured 's, his form has gradual tariff reductions or increases in premium, respectively, in the absence or presence of claims that fall within the "observation period". This period has a duration of one year, and generally terminate three months before the expiry of the policy year.
The insurance covers RC Cars 18 classes are determined by merit, where the base rate is the 14th, the one with which we enter in the case of an initial insurance contract.
In practice, if the 'driver does not cause accidents in the period of observation must be in bonus, rising to 13th class, from there get a discount on the premium following the renewal of the policy, if in the same period, on the contrary, because one or more Malus accidents goes up and down in 16th class, thus undergoing an increase on the next prize.
In short: Bonus is in a class of salt a year, Malus is down two.
The percentages of increase or reduction may vary from one insurer to another.
The Bonus Malus is linked to the risk of the insured 's, his form has gradual tariff reductions or increases in premium, respectively, in the absence or presence of claims that fall within the "observation period". This period has a duration of one year, and generally terminate three months before the expiry of the policy year.
The insurance covers RC Cars 18 classes are determined by merit, where the base rate is the 14th, the one with which we enter in the case of an initial insurance contract.
In practice, if the 'driver does not cause accidents in the period of observation must be in bonus, rising to 13th class, from there get a discount on the premium following the renewal of the policy, if in the same period, on the contrary, because one or more Malus accidents goes up and down in 16th class, thus undergoing an increase on the next prize.
In short: Bonus is in a class of salt a year, Malus is down two.
The percentages of increase or reduction may vary from one insurer to another.
In the event that the motorist does not have any responsibility in the accident in question, there is no increase in the premium car insurance, because the passage of the merit class occurs only when the driver is responsible, in whole or in part, the accident compensation .
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